Claims histories and case studies


On average most people have 2 to 5 treatments of physiotherapy.
At an average cost of £ 37.53 a treatment that could cost them £187.65; with our plan they would get half of that back - £93.83.
With membership costing from £55.64 for a year you'd be making a massive saving by only claiming that aspect of the plan.


The average cost of glasses is £195 by being with Orchard Healthcare’s optical cash plans you could get up to £100 back, making glasses much more affordable.
If you wear contact lenses the average cost for most contact lenses is £10.00 a month costing you £120 a year. Claim back up to £100 a year towards your lenses by joining Orchard Healthcare.

Dental treatment

A typical check up with the dentist now costs £20.60 many dentists require you to visit a private hygienist which on average costs £40.00.
With two dental check ups and a hygienist visit typical for many people the cost of dental treatment can be £81.20 a year, with Orchard Healthcare we’ll refund 50% of this cost saving you £40.60.
Our Health cash plans start from as little as £55.64 a year making this an affordable way to manage your dental costs.

How have other members used their Orchard Healthcare membership?

Gold membership case study:

Over the last 12 months Mrs C from Worcestershire has used Orchard Healthcare’s ‘gold scheme’ for two dental check ups; a new pair of glasses, a physiotherapy treatment and a chiropody appointment. In addition she also had two specialist consultations with a consultant ophthalmic surgeon which resulted in two separate diagnostic procedures.

All of these treatments were covered under the Orchard Healthcare gold level membership.

The costs incurred by Mrs C for her various medical treatments over the year totalled £843.60. Orchard Healthcare paid out £391.80 to Mrs C, her membership for the year was £171.60 saving her £220.20 last year alone.

Green membership case study:

Mr D from Bromsgrove joined Orchard Healthcare on the ‘green level’ membership of the scheme. Last year he claimed for a dental check up, new glasses, two physiotherapy treatments, paternity grant following the birth of his child and an allowance for day surgery. His annual membership cost him £96.72, Orchard Healthcare paid out £244.50, paying out more than 2.5 times the cost of his membership.

Unlike normal insurance policies a health cash plan does not go up in price if you claim.
In fact our health cash plan has stayed the same price for the last eight years.

Subscribe to our Newsletter

Keep up to date with news about your healthcare plan.


Cookie Compliancy

We use cookies on our website to ensure that we give you the best possible user experience.

If you continue without changing your settings, we'll assume that you are happy to receive all cookies. Click the button below to disable them.

Cookies enable us to identify the device you are using or when you are logged in. We use cookies that are strictly necessary to enable you to use the website, to provide certain basic functionality and to collect analytical data about the use of our website.

Disable Cookies
Read less...

Orchard Healthcare is the trading name of Worcester Hospital Contributors Association (WHCA) registered in England AC001147

The Worcester Hospital Contributors Association is authorised by the Prudential Regulation Authority
and regulated by the Financial Conduct Authority and The Prudential Regulation Authority 202815

Essential SSL