News articles supporting the case for low cost healthcare insurance and health cash plans


Employer subsidy schemes often refer to health insurance schemes paid for by a company for their employees.

For both small (SME’s) and medium sized businesses keeping your workforce happy and healthy is one of the key ways to maintain a profitable business. 

The cost of absenteeism for UK businesses in 013 was £32.1 billion, with long term sickness costing £4.17 billion every year.  As the workforce changes with increasing numbers of older employees continuing to work on this cost is set to increase by 4% by 2030.  

One way to ensure your workforce remains healthy is to offer a health cash plan as part of your employment package.  Providing a health cash plan as part of your health and wellbeing policy ensures that your employees have financial assistance in maintaining their health and are more likely to take control of their health and wellbeing.

From everyday health costs such as a trip to the dentist through to a sight test at the opticians an Orchard Healthcare health cash plan helps keep a workforce healthy on a day to day basis.  Add into that cash back for visits to a physiotherapist or osteopath for musculoskeletal complaints (cause of 23.2% of absenteeism) and offering an employer subsidised health scheme soon pays for itself when compared to the cost of absenteeism.

If a key employee had a serious health concern causing a potential long term sickness offering them financial assistance towards visiting a specialist consultant could help speed up diagnosis and subsequently get them back to work faster.  Particularly with older employees the longer they are off sick the less likely it is that they will be able to return to work.

For as little as £1.07 a week Orchard Healthcare offer a health cash plan scheme, making employer subsidy schemes affordable.  With Orchard Healthcare’s cash plan immediate cover is provided and there are no medicals required prior to joining ensuring your employee’s health is instantly covered.

Posted in: Employee Benefits
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Orchard Healthcare is the trading name of Worcester Hospital Contributors Association (WHCA) registered in England AC001147

The Worcester Hospital Contributors Association is authorised by the Prudential Regulation Authority
and regulated by the Financial Conduct Authority and The Prudential Regulation Authority 202815

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