News articles supporting the case for low cost healthcare insurance and health cash plans


When companies are looking at enhancing their benefits package an important element for both recruiting and retaining good skilled workers are employer healthcare plans.

Employers wanting to look after their employee’s health as part of an integrated health and wellbeing campaign often look to Private Medical Insurance (PMI) but with ever rising costs and often low usage companies are looking for alternative employer healthcare plans.

A lower cost option for companies looking to offer health cover to their employees is a health cash plan.  Whereas PMI covers for serious ailments and often has large excesses to be paid.  A health cash plan covers everyday medical needs from dental and optical treatments through to more serious – specialist consultation and diagnostic procedures providing employees with the ability to look after their everyday health with routine dental visits, regular sight tests and even annual health screenings. These treatments all help to ensure that employees keep on top of their health so that any potential health concerns are diagnosed early and can be treated quickly, thereby reducing the risk of employees continuing to work despite minor illness, they then often  succumb to long periods of absence once their condition worsens.   With absence costing UK businesses £32.1 billion in 2015 having an employer healthcare plan can help to reduce and alleviate absenteeism which can prove costly and can cause workload issues for other members of the team.

Implementing a health cash plan couldn’t be easier.  Simply call us on 01905 729090, we can then discuss the most suitable plan for your business. In terms of payment options you can select whether you pay for your employees cover as part of their benefits package or whether you offer the scheme to be deducted out of employees pay, whereby there is no cost to the company.  Once the plan cash plan is set up we will provide a full communications package for your business with onsite presentation and literature available to ensure your employees understand the benefits the health cash plan can bring to them.

 Unlike PMI no medicals are required prior to joining so your staff can benefit from instant cover without any waiting periods.

Posted in: Employee Benefits
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Orchard Healthcare is the trading name of Worcester Hospital Contributors Association (WHCA) registered in England AC001147

The Worcester Hospital Contributors Association is authorised by the Prudential Regulation Authority
and regulated by the Financial Conduct Authority and The Prudential Regulation Authority 202815

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