Company health care schemes vary widely in cost and levels
of cover, if you are considering setting up company health care schemes then
the best way to start is by considering a few key questions:
What is your budget?
Which areas of healthcare do you want to provide
From as little as £1.07 a week you can offer cover within
Orchard Healthcare’s cash plan to your employees. With levels of cover varying
in cost, there are packages to suit all budgets.
If you want to offer your employees financial assistance
towards their everyday health costs then the ‘red’ level of the plan offers
money back against optical and dental costs to maintain good health as well as
physiotherapy / osteopathy in order to get back to work faster after a
You may consider offering different level’s of cover to different groups of
employees. For those on the higher ‘gold
scheme’ financial assistance is offered towards diagnostic procedures such as
scans enabling your employees to access private treatment quickly in the event
of a more serious health concern.
There are a number of ways that company health care schemes
can be funded:
Company paid scheme The company cover’s the full cost of cover. Many
companies offer a company paid scheme as part of their employee health and
wellbeing provision, ensuring that they are encouraging their workforce to
remain fit and healthy.
Voluntary scheme This voluntary benefit is deducted from the
employee's pay– if employees choose to sign up to company health care schemes then
the cost is deducted from the employee’s pay, thereby not costing the employer
but still offering a health and wellbeing provision available through the
If you’ve selected your company
health care scheme and are keen to roll it out to your workforce we will work with
you to promote and launch the scheme within your business:
• Once you've decided to go ahead with your plan, we
can organise workplace presentations, ongoing marketing support and help with
application forms and paperwork to make sure as many of your employees as
possible take full advantage of their entitlement to health cover.
deductions and contributions
• For voluntary schemes, funded by contributions from
employees themselves, the most efficient way is by simple payroll deduction,
but you can choose payment by BACS or cheque on a weekly, monthly or quarterly
basis. Whatever suits the needs of your company and its employee’s best.
company health care scheme is in place, it is important to ensure that employees
understand the claims processing procedure to enable them to make the most of
• When employees need to claim cash back on their
everyday healthcare costs, we'll look after the whole process.
• They deal directly with our friendly, experienced
staff and we always aim to process claims promptly, usually within three
• We'll even notify them of payment by e-mail or
letter once payments been made so that they don't chase you!
Orchard Healthcare’s health cash plan
endeavours to be:
Quick and easy to implement
50% cashback on a wide range of
4 levels of cover for employees to
Cover from just £1.07 per week
No medical required to join
Dedicated account management including
onsite presentations and marketing support
Free comprehensive personal accident
cover up to £10,000 with every Orchard Healthcare plan.
For more information please contact
Orchard Healthcare on 01905 729090.