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Employer-paid private medical
insurance (PMI) policies have declined in the last 12 months, whereas the
number of employer-paid health cash plan contributors rose by 12% over the same
As employers look to keep their
employees at work health cash plans are increasingly found to be the more
affordable and the option more likely to be utilised. Offering an affordable alternative to PMI.
A recent new membership enquiry
we received testified to this switch from PMI to health cash plans with the prospective
member stating that they were in a PMI scheme but were frustrated that they
couldn’t claim for treatments such as acupuncture that they wanted to
have. Therefore they were looking to
cancel their £100 per month PMI and instead join the health cash plan for as little as
£4.63 a month, a monthly saving of £95.37
and they could actually claim back for the treatments that they wanted to have!
Source: LaingBuisson ‘Health
Cover UK market report’.
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